Mortgage lending demands more than paperwork—it requires a partner who reads the numbers behind the numbers. With over a decade of experience, I bring clarity to complexity and confidence to your most significant financial decision.
Navigating your first mortgage shouldn't feel like deciphering a foreign language. I guide first-time buyers through every stage—from pre-approval to closing—with patience and precision.
Whether you're seeking a lower rate, cashing out equity, or shortening your term, I analyze your current loan against today's market to determine if—and how—refinancing serves your goals.
Building a portfolio requires strategic financing. I structure investment loans that align with your expansion plans, whether you're acquiring your first rental or scaling an existing portfolio.
High-value properties demand specialized lending expertise. I navigate jumbo loan requirements with the same meticulous attention, ensuring your luxury purchase proceeds without friction.
Government-backed programs offer distinct advantages. I help qualifying buyers and veterans understand their options, maximizing benefits while minimizing upfront costs.
Market timing matters. I monitor rate trends and advise on optimal lock windows, helping you balance certainty against opportunity without guesswork.
10+
Years of Experience
I became a loan officer because I believe the mortgage process should empower, not overwhelm. Too many people enter this journey anxious and underinformed. My approach is different: I explain before I execute, and I listen before I recommend.
Based in Mission Hills, I serve clients throughout the San Fernando Valley and greater Los Angeles area. My practice is built on a simple principle—every financial decision deserves the same rigor and care I would apply to my own.
NMLS
91345
Sr.
Loan Officer
CA
Licensed
SFV
Serving
We begin with a conversation—no pressure, no obligation. I learn about your goals, timeline, and financial picture to determine the right path forward.
I submit your application to underwriting and work to secure your pre-approval letter—giving you clarity on budget and credibility with sellers.
Once your purchase agreement is signed, I manage the underwriting process, responding to conditions promptly and keeping you informed at every milestone.
You review your Closing Disclosure, sign the final documents, and receive your keys. The process is complete—but my support doesn't end there.
"Roxana made what should have been a stressful experience feel straightforward. She explained every step, answered every question, and we closed on time with no surprises."
Michael L.
First-Time Buyer, Sherman Oaks
"I refinanced my home with Roxana during a volatile rate environment. Her timing advice and clear communication saved me thousands. I couldn't recommend her more highly."
Sarah K.
Refinance Client, Burbank
"As a veteran, I needed someone who understood VA loans inside and out. Roxana guided me through the process with expertise and genuine care. She went above and beyond at every turn."
David R.
VA Loan Client, Valley Village
Whether you're exploring options or ready to apply, I'm here to help. Reach out by phone or email, or fill out the form and I'll respond within one business day.
Thank you for reaching out.
I'll respond within one business day.